Natural Disaster series - What to do in the event of water damage

Be careful! Do not turn on any electrical switches until your electrical system has been checked.

• Turn off your main switch by standing on a dry surface and using a piece of heavy rubber, plastic or dry wood.
• If you have gas service, check for fumes. If you notice an odour, call the gas company immediately.

Take steps immediately to protect your property from further damage.

• Board up holes or shut off water supplies to ensure your belongings are not damaged more than they have been.
• Move items out of wet basements and away from flooded parts of your home.

Report the damage to your insurance representative immediately.

• Standing water and wet materials are a breeding ground for micro-organisms such as viruses, bacteria and mould which can cause disease, trigger allergic reactions and continue to damage materials long after the flood. Mould growth can start in less than 48 hours.
• Save receipts for materials you use. Insurance providers will cover any reasonable cost associated with protecting your property if the loss is covered by your policy.

Source: Intact Insurance


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