Pre-Approvals with the Bob Hanscom Mortgage Agency:
- tell you how much you can afford to purchase
- give you time to look for a home while your interest rate is guaranteed with the banks you are interested in
- protect you from rate increases
- guarantee the lowest rate during your pre-approval period (most pre-approvals are from 90-120 days, depending on the lender; if the interest rate decreases with the lenders you've been pre-approved with, we go in to get the lower rate for you)
- minimize surprises before you purchase. We check credit 1x with your permission so that we can help you determine which lender options may be best for you. We can also give advice on how to obtain the best credit score possible!
